Published September/October 2014

Get the Facts About Life Insurance

Protecting your family through life insurance can be easier than you think

BYStaff
Life is unpredictable, but life insurance helps keep you and your loved ones secure. 
 
Eight in 10 Americans aren’t sure how much or what type of coverage they need and worry about making the wrong decision.** September is Life Insurance Awareness Month, where the nonprofit organization Life Happens brings more than 140 of the nation’s insurance companies, including AAA Life Insurance Company, together in support of life insurance. 
 
Life Insurance Awareness Month serves as a reminder that it’s wise to review your policy as life circumstances change. Yet, even so, there are a handful of common misconceptions associated with life insurance coverage. Here, AAA dispels some of those myths.

It’s too expensive
Life insurance is more affordable than you may think, especially term life insurance. You can get coverage for less than $9 per month.* And with an optional return of Premium rider you can get all your money back.

I have other financial priorities
If you pass away, who will pay for your financial obligations? Life insurance can be an affordable way to help your family cover important expenses such as funeral costs, mortgages, debts, and even child care.   
 
I have coverage through my job 
That policy may not provide enough for your beneficiaries to live comfortably. And if you change or lose your job, many times you cannot take this coverage with you. 
 
*Rates based on 10-year, $100,000 term policy, 35-year-old female, best class for non-nicotine. Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. Products and features may not be available in all states. Policy Form Series: ICC11-1201, TL-1201. Rider Form: ICC11-1207IPE, TL-1207IPE. ALAN-22161-714-XX
 
**Source: Life Happens, July 8, 2014
  
Learn More 
AAA provides insurance for your auto, home, life, business, and more. Our agents ensure you receive the right coverage at the right price. To speak to an agent, call toll-free 1-888-833-5281.
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