Auto insurance savings
Published January/February 2015

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5 ways to get a better deal on your auto insurance

BYStaff
These days everyone’s looking for ways to save money. Here are five tips that could help you save on your auto insurance.
 
1. Shop Around. Rates are constantly changing, so if it’s been a while since you got an insurance quote, shop around to see if another company can offer you better rates.   
 
2. Discounts. Ask about discounts that might help you save on your auto insurance. You might be surprised by the answer. For example, AAA offers discounts for multiple policies, good students, anti-theft recovery devices, hybrids, and defensive driving, just to name a few. There’s even a discount just for being a AAA member.
 
3. Bundling. A lot of insurance companies offer a discount for bundling your home and auto policies under the same provider. However, rates are sometimes better under separate carriers, so make sure you have all the facts before making a decision.
 
4. Credit Score. Your financial responsibility score helps providers calculate your risk level. If your credit has improved since your last renewal, be sure to tell your insurance company so your policy can be reevaluated.   
 
5. Your Car Choice. A vehicle’s “loss history” is the frequency and cost of claims other drivers have filed with the same model. If a certain model has a history of frequent and costly claims, you could end up paying higher than average rates. 
  
Ask an Agent
AAA provides insurance for your auto, home, life, business, and more with competitive rates and legendary reliability. Our experienced agents will ensure you receive the right coverage at the right price. To speak with an agent, call 1-800-298-5066.
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